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Tips to Lower Funeral Costs

Consider More Affordable Funeral Suppliers

Consider More Affordable Funeral Suppliers

Sometimes it makes more sense to buy certain funeral items from someone other than the funeral home handling your service.  These other suppliers usually offer more reasonable prices than the typical funeral home.

Make an effort to locate other sources that sell funeral merchandise

See what they charge for the items you're thinking about buying.  Even if you don’t buy from someone else, just knowing that less-expensive options exist can often get your funeral home to give you a big discount to remain competitive.

How to Plan an Affordable Funeral

How to Plan an Affordable Funeral

This article teaches you how to plan an affordable funeral.  With the typical funeral now costing more than the price of a good used car, many families need help making more affordable funeral (and cremation) arrangements.

Affordable Funeral Costs vs. Typical Funeral Costs

Most American funerals now cost between $8,000 and $10,000.  Unfortunately, as baby boomers age, demand for funeral services will grow and drive funeral prices up even further.  Some experts predict that within three years the average traditional funeral will cost nearly $12,000.

Fortunately, with a little planning you can realistically cut out-of-pocket funeral expenses in half.  This means you can save between $4,000 and $5,000 when planning a traditional funeral service or between $1,500 and $3,000 when planning a standard cremation service.

Get Smart About Funeral Prices

Get Smart About Funeral Prices

I'll admit that gathering information about funeral prices is harder than it should be.  In addition, funeral homes and cemeteries are subject to different requirements when it comes to providing you with information about their prices and options.

Funeral prices are not set in stone

If you only take away one thing from this article it should be this: funeral prices can vary greatly from one funeral home to the next.  This means a funeral service at one funeral home can cost thousands of dollars more than a similar service held at another funeral home right down the street….so it pays to shop around!

Why most people don't compare funeral prices

Unfortunately, most people do not compare prices between funeral homes.  This is understandable for a couple of reasons:

    • We don’t like to talk about or plan for death
    • Funeral plans often need to be made quickly - this can be especially burdensome when the death was unexpected
    • Most people simply do not know enough about funeral planning to even know what questions to ask or what items to compare
    • No one wants to be perceived as being cheap when it comes to making funeral arrangements for a loved one

However, you should approach the process of buying funeral goods and services just like you would any other major purchase - take the time to educate yourself as to the options and prices available in the marketplace.

Save Money on Funeral Costs by Making Arrangements at a Low-Priced Funeral Home and Cemetery

Save Money on Funeral Costs by Making Arrangements at a Low-Priced Funeral Home and Cemetery

Many people don’t realize that prices can vary greatly between funeral homes.   Over just the last three years many family-run funeral homes (and local cemeteries) have been taken-over by big global corporations.  These big corporate funeral homes often keep the original owner’s family name on the door so they don't scare away their old customers.  Unfortunately, these corporations often raise prices by 30% to 50%.

Don't just the pick the same old funeral home

This is why you should NOT automatically use the same funeral home you have used in the past UNTIL you check to see if they have SINCE become part of one of the big funeral corporations – as so many have!

Find trusted funeral homes near you to compare quality and prices

Lower Funeral Costs With Military Benefits

Lower Funeral Costs With Military Benefits

Before spending thousands of dollars at the funeral home and cemetery, check to see if the decedent qualified for free funeral items from the government.  Why pay for something the government is willing to provide for free?  After all, the decedent has already earned it!

Many military veterans are eligible for free grave spaces and headstones.

You can search online for information about military benefits or check out section five of the Funeral Saver’s Kit.  It'll show you which services and goods are provided at no cost by the U.S. government and how to claim your benefits.

Note: be aware of so-called “free grave” scams that are sometimes offered to veterans.  This is where the veteran is offered a free grave site, but upon death, the family has to pay an unusually high price to have the grave site dug.

How to Compare Funeral Prices

How to Compare Funeral Prices

Today, with the average funeral cost nearing $8,300 for a traditional burial, the death of a loved one is a huge financial burden. This means finding and choosing the correct funeral home is very important.  Since many people are often distraught and emotionally drained when a loved on passes, consumers don't have the time or energy  to spend copious hours comparing funeral homes and services.  Luckily, there is a site that can aid you in finding the right funeral home quickly and easily online.

Parting.com helps you easily compare funeral homes online for free.  This is the most comprehensive resource available for comparing prices, viewing photographs, and reading reviews of all the funeral homes in the United States.

 

Negotiating a Discount from the Funeral Home and Cemetery

Negotiating a Discount from the Funeral Home and Cemetery

Contrary to popular belief, most funeral directors are willing to give discounts to families that ask in an appropriate manner.  Many goods and services provided by a funeral home can easily be discounted by several hundred (or even several thousand) dollars before the funeral home starts to lose money.  Since most funeral homes buy their merchandise from the same few suppliers, they should be able to sell their goods and services for a similar price.

What to Do When You Can't Afford to Bury Someone

As the economy has slowed, more families have been forced, for financial reasons, to choose cremation instead of body burial when someone they care about dies.  A typical traditional funeral followed by body burial in a cemetery costs between $7,000 and $10,000. A typical funeral service that results in the body being cremated runs approximately $3000. While the trend towards cremation will likely continue in the near future, there are things you can do to make body burial more affordable.

Questions?